Chapter 1. Preface

1.1 Report Description and Scope
1.2 Research Scope
1.3 Research Methodology
1.3.1 Market Research Type
1.3.2 Market Research Methodology

Chapter 2. Executive Summary

2.1 Global Mobile Payments Market, (2026 - 2035) (USD Billion)
2.2 Global Mobile Payments Market: Snapshot

Chapter 3. Global Mobile Payments Market - Industry Analysis

3.1 Mobile Payments Market: Market Dynamics
3.2 Market Drivers
3.2.1 Global proliferation of smartphones reaching 7.5 billion users in 2026 and the integration of AI-powered biometrics and real-time transaction protocols like India's UPI, which is projected to process $10 trillion annually by 2026.
3.3 Market Restraints
3.3.1 AI-driven cybersecurity threats, with the average US breach cost hitting $10.22 million in 2025, alongside fragmented regulatory compliance across borders and infrastructure gaps in rural areas that sustain the digital divide.
3.4 Market Opportunities
3.4.1 The integration of blockchain and stablecoins for low-cost, near-instant cross-border remittances, alongside the rise of "agentic commerce" where AI bots autonomously handle payments, and embedded finance ecosystems that convert non-financial apps into seamless transaction hubs.
3.5 Market Challenges
3.5.1 Navigating divergent global regulatory frameworks like PSD3 and the Genius Act, mitigating a 33% surge in AI-driven fraud and social engineering, and overcoming persistent "notification fatigue" and data privacy concerns that erode consumer trust.
3.6 Porter’s Five Forces Analysis
3.7 Market Attractiveness Analysis
3.7.1 Market Attractiveness Analysis By Type
3.7.2 Market Attractiveness Analysis By Mode
3.7.3 Market Attractiveness Analysis By End-User

Chapter 4. Global Mobile Payments Market- Competitive Landscape

4.1 Company Market Share Analysis
4.1.1 Global Mobile Payments Market: Company Market Share, 2025
4.2 Strategic Development
4.2.1 Acquisitions & mergers
4.2.2 New Product launches
4.2.3 Agreements, partnerships, collaborations, and joint ventures
4.2.4 Research and development and regional expansion
4.3 Price Trend Analysis

Chapter 5. Global Mobile Payments Market - Type Analysis

5.1 Global Mobile Payments Market Overview: Type
5.1.1 Global Mobile Payments Market share, By Type, 2025 and 2035
5.2 Proximity Payments
5.2.1 Global Mobile Payments Market by Proximity Payments, 2026 - 2035 (USD Billion)
5.3 Remote Payments
5.3.1 Global Mobile Payments Market by Remote Payments, 2026 - 2035 (USD Billion)
5.4 NFC-based
5.4.1 Global Mobile Payments Market by NFC-based, 2026 - 2035 (USD Billion)
5.5 QR Code-based
5.5.1 Global Mobile Payments Market by QR Code-based, 2026 - 2035 (USD Billion)
5.6 SMS-based
5.6.1 Global Mobile Payments Market by SMS-based, 2026 - 2035 (USD Billion)
5.7 USSD-based
5.7.1 Global Mobile Payments Market by USSD-based, 2026 - 2035 (USD Billion)
5.8 Digital Wallets
5.8.1 Global Mobile Payments Market by Digital Wallets, 2026 - 2035 (USD Billion)
5.9 P2P Transfers
5.9.1 Global Mobile Payments Market by P2P Transfers, 2026 - 2035 (USD Billion)
5.10 Mobile POS
5.10.1 Global Mobile Payments Market by Mobile POS, 2026 - 2035 (USD Billion)
5.11 In-App Payments
5.11.1 Global Mobile Payments Market by In-App Payments, 2026 - 2035 (USD Billion)

Chapter 6. Global Mobile Payments Market - Mode Analysis

6.1 Global Mobile Payments Market Overview: Mode
6.1.1 Global Mobile Payments Market Share, By Mode, 2025 and 2035
6.2 Mobile Web Payments
6.2.1 Global Mobile Payments Market by Mobile Web Payments, 2026 - 2035 (USD Billion)
6.3 Near-Field Communication
6.3.1 Global Mobile Payments Market by Near-Field Communication, 2026 - 2035 (USD Billion)
6.4 SMS/Direct Carrier Billing
6.4.1 Global Mobile Payments Market by SMS/Direct Carrier Billing, 2026 - 2035 (USD Billion)
6.5 Digital Wallets
6.5.1 Global Mobile Payments Market by Digital Wallets, 2026 - 2035 (USD Billion)
6.6 Contactless Cards
6.6.1 Global Mobile Payments Market by Contactless Cards, 2026 - 2035 (USD Billion)
6.7 Biometric Payments
6.7.1 Global Mobile Payments Market by Biometric Payments, 2026 - 2035 (USD Billion)
6.8 Voice-Activated Payments
6.8.1 Global Mobile Payments Market by Voice-Activated Payments, 2026 - 2035 (USD Billion)
6.9 Wearable Payments
6.9.1 Global Mobile Payments Market by Wearable Payments, 2026 - 2035 (USD Billion)
6.10 Blockchain-based
6.10.1 Global Mobile Payments Market by Blockchain-based, 2026 - 2035 (USD Billion)
6.11 AI-Integrated
6.11.1 Global Mobile Payments Market by AI-Integrated, 2026 - 2035 (USD Billion)

Chapter 7. Global Mobile Payments Market - End-User Analysis

7.1 Global Mobile Payments Market Overview: End-User
7.1.1 Global Mobile Payments Market Share, By End-User, 2025 and 2035
7.2 BFSI
7.2.1 Global Mobile Payments Market by BFSI, 2026 - 2035 (USD Billion)
7.3 Retail & E-commerce
7.3.1 Global Mobile Payments Market by Retail & E-commerce, 2026 - 2035 (USD Billion)
7.4 Healthcare
7.4.1 Global Mobile Payments Market by Healthcare, 2026 - 2035 (USD Billion)
7.5 Media & Entertainment
7.5.1 Global Mobile Payments Market by Media & Entertainment, 2026 - 2035 (USD Billion)
7.6 IT & Telecom
7.6.1 Global Mobile Payments Market by IT & Telecom, 2026 - 2035 (USD Billion)
7.7 Hospitality & Tourism
7.7.1 Global Mobile Payments Market by Hospitality & Tourism, 2026 - 2035 (USD Billion)
7.8 Transportation
7.8.1 Global Mobile Payments Market by Transportation, 2026 - 2035 (USD Billion)
7.9 Energy & Utilities
7.9.1 Global Mobile Payments Market by Energy & Utilities, 2026 - 2035 (USD Billion)
7.10 Education
7.10.1 Global Mobile Payments Market by Education, 2026 - 2035 (USD Billion)
7.11 Government
7.11.1 Global Mobile Payments Market by Government, 2026 - 2035 (USD Billion)

Chapter 8. Mobile Payments Market - Regional Analysis

8.1 Global Mobile Payments Market Regional Overview
8.2 Global Mobile Payments Market Share, by Region, 2025 & 2035 (USD Billion)
8.3 North America
8.3.1 North America Mobile Payments Market, 2026 - 2035 (USD Billion)
8.3.1.1 North America Mobile Payments Market, by Country, 2026 - 2035 (USD Billion)
8.3.2 North America Mobile Payments Market, by Type, 2026 - 2035
8.3.2.1 North America Mobile Payments Market, by Type, 2026 - 2035 (USD Billion)
8.3.3 North America Mobile Payments Market, by Mode, 2026 - 2035
8.3.3.1 North America Mobile Payments Market, by Mode, 2026 - 2035 (USD Billion)
8.3.4 North America Mobile Payments Market, by End-User, 2026 - 2035
8.3.4.1 North America Mobile Payments Market, by End-User, 2026 - 2035 (USD Billion)
8.4 Europe
8.4.1 Europe Mobile Payments Market, 2026 - 2035 (USD Billion)
8.4.1.1 Europe Mobile Payments Market, by Country, 2026 - 2035 (USD Billion)
8.4.2 Europe Mobile Payments Market, by Type, 2026 - 2035
8.4.2.1 Europe Mobile Payments Market, by Type, 2026 - 2035 (USD Billion)
8.4.3 Europe Mobile Payments Market, by Mode, 2026 - 2035
8.4.3.1 Europe Mobile Payments Market, by Mode, 2026 - 2035 (USD Billion)
8.4.4 Europe Mobile Payments Market, by End-User, 2026 - 2035
8.4.4.1 Europe Mobile Payments Market, by End-User, 2026 - 2035 (USD Billion)
8.5 Asia Pacific
8.5.1 Asia Pacific Mobile Payments Market, 2026 - 2035 (USD Billion)
8.5.1.1 Asia Pacific Mobile Payments Market, by Country, 2026 - 2035 (USD Billion)
8.5.2 Asia Pacific Mobile Payments Market, by Type, 2026 - 2035
8.5.2.1 Asia Pacific Mobile Payments Market, by Type, 2026 - 2035 (USD Billion)
8.5.3 Asia Pacific Mobile Payments Market, by Mode, 2026 - 2035
8.5.3.1 Asia Pacific Mobile Payments Market, by Mode, 2026 - 2035 (USD Billion)
8.5.4 Asia Pacific Mobile Payments Market, by End-User, 2026 - 2035
8.5.4.1 Asia Pacific Mobile Payments Market, by End-User, 2026 - 2035 (USD Billion)
8.6 Latin America
8.6.1 Latin America Mobile Payments Market, 2026 - 2035 (USD Billion)
8.6.1.1 Latin America Mobile Payments Market, by Country, 2026 - 2035 (USD Billion)
8.6.2 Latin America Mobile Payments Market, by Type, 2026 - 2035
8.6.2.1 Latin America Mobile Payments Market, by Type, 2026 - 2035 (USD Billion)
8.6.3 Latin America Mobile Payments Market, by Mode, 2026 - 2035
8.6.3.1 Latin America Mobile Payments Market, by Mode, 2026 - 2035 (USD Billion)
8.6.4 Latin America Mobile Payments Market, by End-User, 2026 - 2035
8.6.4.1 Latin America Mobile Payments Market, by End-User, 2026 - 2035 (USD Billion)
8.7 The Middle-East and Africa
8.7.1 The Middle-East and Africa Mobile Payments Market, 2026 - 2035 (USD Billion)
8.7.1.1 The Middle-East and Africa Mobile Payments Market, by Country, 2026 - 2035 (USD Billion)
8.7.2 The Middle-East and Africa Mobile Payments Market, by Type, 2026 - 2035
8.7.2.1 The Middle-East and Africa Mobile Payments Market, by Type, 2026 - 2035 (USD Billion)
8.7.3 The Middle-East and Africa Mobile Payments Market, by Mode, 2026 - 2035
8.7.3.1 The Middle-East and Africa Mobile Payments Market, by Mode, 2026 - 2035 (USD Billion)
8.7.4 The Middle-East and Africa Mobile Payments Market, by End-User, 2026 - 2035
8.7.4.1 The Middle-East and Africa Mobile Payments Market, by End-User, 2026 - 2035 (USD Billion)

Chapter 9. Company Profiles

9.1 Alphabet (Google Pay)
9.1.1 Overview
9.1.2 Financials
9.1.3 Product Portfolio
9.1.4 Business Strategy
9.1.5 Recent Developments
9.2 Apple Inc
9.2.1 Overview
9.2.2 Financials
9.2.3 Product Portfolio
9.2.4 Business Strategy
9.2.5 Recent Developments
9.3 Samsung Electronics (Samsung Pay)
9.3.1 Overview
9.3.2 Financials
9.3.3 Product Portfolio
9.3.4 Business Strategy
9.3.5 Recent Developments
9.4 PayPal Holdings
9.4.1 Overview
9.4.2 Financials
9.4.3 Product Portfolio
9.4.4 Business Strategy
9.4.5 Recent Developments
9.5 Amazon Pay
9.5.1 Overview
9.5.2 Financials
9.5.3 Product Portfolio
9.5.4 Business Strategy
9.5.5 Recent Developments

Frequently Asked Questions

Mobile payments are digital transactions conducted via mobile devices like smartphones, using technologies such as NFC or digital wallets for secure, convenient financial exchanges.

Key factors include smartphone proliferation, fintech innovations, regulatory support for digital economies, and e-commerce expansion.

The mobile payments market is projected to grow from approximately USD 4700 billion in 2026 to USD 19864.19 billion by 2035.

The CAGR value is expected to be 18.80% during 2026-2035.

Asia Pacific will contribute notably, driven by high adoption in China and India.

Major players include Alphabet (Google Pay), Apple Inc., Samsung Electronics (Samsung Pay), PayPal Holdings, and Amazon Pay.

The report provides comprehensive analysis on market size, trends, segments, regional insights, key players, and forecasts from 2026 to 2035.

Stages include technology development, platform integration, merchant onboarding, transaction processing, security compliance, and consumer adoption.

Trends are evolving toward instant, personalized payments with AI, while consumers prefer secure, contactless options integrated into daily apps.

Regulatory factors include data protection laws like GDPR, while environmental factors involve sustainable digital infrastructures reducing paper-based transactions.