Chapter 1. Preface

1.1 Report Description and Scope
1.2 Research Scope
1.3 Research Methodology
1.3.1 Market Research Type
1.3.2 Market Research Methodology

Chapter 2. Executive Summary

2.1 Global B2B2C Insurance Market, (2026 - 2035) (USD Billion)
2.2 Global B2B2C Insurance Market: Snapshot

Chapter 3. Global B2B2C Insurance Market - Industry Analysis

3.1 B2B2C Insurance Market: Market Dynamics
3.2 Market Drivers
3.2.1 Driven by the digital transformation of ecosystems that allow insurers to embed coverage directly into e-commerce and fintech journeys via open APIs.
3.3 Market Restraints
3.3.1 Faces significant restraints in 2026, driven by the high cost of regulatory compliance across varying data privacy frameworks and the technical burden of integrating legacy systems with modern API-first ecosystems.
3.4 Market Opportunities
3.4.1 Blockchain and IoT integration, which facilitates usage-based policies and enhanced transparency while lowering fraud risks.
3.5 Market Challenges
3.5.1 Overcoming technological integration hurdles between legacy insurers and digital partners, alongside the difficulty of balancing hyper-personalization with stringent data privacy regulations.
3.6 Porter’s Five Forces Analysis
3.7 Market Attractiveness Analysis
3.7.1 Market Attractiveness Analysis By Type
3.7.2 Market Attractiveness Analysis By Distribution Channel
3.7.3 Market Attractiveness Analysis By End-Use Industry

Chapter 4. Global B2B2C Insurance Market- Competitive Landscape

4.1 Company Market Share Analysis
4.1.1 Global B2B2C Insurance Market: Company Market Share, 2025
4.2 Strategic Development
4.2.1 Acquisitions & mergers
4.2.2 New Product launches
4.2.3 Agreements, partnerships, collaborations, and joint ventures
4.2.4 Research and development and regional expansion
4.3 Price Trend Analysis

Chapter 5. Global B2B2C Insurance Market - Type Analysis

5.1 Global B2B2C Insurance Market Overview: Type
5.1.1 Global B2B2C Insurance Market share, By Type, 2025 and 2035
5.2 Life Insurance
5.2.1 Global B2B2C Insurance Market by Life Insurance, 2026 - 2035 (USD Billion)
5.3 Health Insurance
5.3.1 Global B2B2C Insurance Market by Health Insurance, 2026 - 2035 (USD Billion)
5.4 Property & Casualty Insurance
5.4.1 Global B2B2C Insurance Market by Property & Casualty Insurance, 2026 - 2035 (USD Billion)
5.5 Travel Insurance
5.5.1 Global B2B2C Insurance Market by Travel Insurance, 2026 - 2035 (USD Billion)
5.6 Auto Insurance
5.6.1 Global B2B2C Insurance Market by Auto Insurance, 2026 - 2035 (USD Billion)
5.7 Home Insurance
5.7.1 Global B2B2C Insurance Market by Home Insurance, 2026 - 2035 (USD Billion)
5.8 Pet Insurance
5.8.1 Global B2B2C Insurance Market by Pet Insurance, 2026 - 2035 (USD Billion)
5.9 Gadget Insurance
5.9.1 Global B2B2C Insurance Market by Gadget Insurance, 2026 - 2035 (USD Billion)
5.10 Cyber Insurance
5.10.1 Global B2B2C Insurance Market by Cyber Insurance, 2026 - 2035 (USD Billion)
5.11 Liability Insurance
5.11.1 Global B2B2C Insurance Market by Liability Insurance, 2026 - 2035 (USD Billion)

Chapter 6. Global B2B2C Insurance Market - Distribution Channel Analysis

6.1 Global B2B2C Insurance Market Overview: Distribution Channel
6.1.1 Global B2B2C Insurance Market Share, By Distribution Channel, 2025 and 2035
6.2 Online Platforms
6.2.1 Global B2B2C Insurance Market by Online Platforms, 2026 - 2035 (USD Billion)
6.3 Offline Channels
6.3.1 Global B2B2C Insurance Market by Offline Channels, 2026 - 2035 (USD Billion)
6.4 Bancassurance
6.4.1 Global B2B2C Insurance Market by Bancassurance, 2026 - 2035 (USD Billion)
6.5 E-commerce
6.5.1 Global B2B2C Insurance Market by E-commerce, 2026 - 2035 (USD Billion)
6.6 Insurance Brokers
6.6.1 Global B2B2C Insurance Market by Insurance Brokers, 2026 - 2035 (USD Billion)
6.7 Aggregator Websites
6.7.1 Global B2B2C Insurance Market by Aggregator Websites, 2026 - 2035 (USD Billion)
6.8 Mobile Applications
6.8.1 Global B2B2C Insurance Market by Mobile Applications, 2026 - 2035 (USD Billion)
6.9 Retail Chains
6.9.1 Global B2B2C Insurance Market by Retail Chains, 2026 - 2035 (USD Billion)
6.10 Telecom Providers
6.10.1 Global B2B2C Insurance Market by Telecom Providers, 2026 - 2035 (USD Billion)
6.11 OEMs/Device Manufacturers
6.11.1 Global B2B2C Insurance Market by OEMs/Device Manufacturers, 2026 - 2035 (USD Billion)

Chapter 7. Global B2B2C Insurance Market - End-Use Industry Analysis

7.1 Global B2B2C Insurance Market Overview: End-Use Industry
7.1.1 Global B2B2C Insurance Market Share, By End-Use Industry, 2025 and 2035
7.2 Banks & Financial Institutions
7.2.1 Global B2B2C Insurance Market by Banks & Financial Institutions, 2026 - 2035 (USD Billion)
7.3 Automotive
7.3.1 Global B2B2C Insurance Market by Automotive, 2026 - 2035 (USD Billion)
7.4 Retailers
7.4.1 Global B2B2C Insurance Market by Retailers, 2026 - 2035 (USD Billion)
7.5 Telecom
7.5.1 Global B2B2C Insurance Market by Telecom, 2026 - 2035 (USD Billion)
7.6 Utilities
7.6.1 Global B2B2C Insurance Market by Utilities, 2026 - 2035 (USD Billion)
7.7 Healthcare
7.7.1 Global B2B2C Insurance Market by Healthcare, 2026 - 2035 (USD Billion)
7.8 Consumer Electronics
7.8.1 Global B2B2C Insurance Market by Consumer Electronics, 2026 - 2035 (USD Billion)
7.9 Travel & Hospitality
7.9.1 Global B2B2C Insurance Market by Travel & Hospitality, 2026 - 2035 (USD Billion)
7.10 Small & Medium Enterprises
7.10.1 Global B2B2C Insurance Market by Small & Medium Enterprises, 2026 - 2035 (USD Billion)
7.11 Large Enterprises
7.11.1 Global B2B2C Insurance Market by Large Enterprises, 2026 - 2035 (USD Billion)

Chapter 8. B2B2C Insurance Market - Regional Analysis

8.1 Global B2B2C Insurance Market Regional Overview
8.2 Global B2B2C Insurance Market Share, by Region, 2025 & 2035 (USD Billion)
8.3 North America
8.3.1 North America B2B2C Insurance Market, 2026 - 2035 (USD Billion)
8.3.1.1 North America B2B2C Insurance Market, by Country, 2026 - 2035 (USD Billion)
8.3.2 North America B2B2C Insurance Market, by Type, 2026 - 2035
8.3.2.1 North America B2B2C Insurance Market, by Type, 2026 - 2035 (USD Billion)
8.3.3 North America B2B2C Insurance Market, by Distribution Channel, 2026 - 2035
8.3.3.1 North America B2B2C Insurance Market, by Distribution Channel, 2026 - 2035 (USD Billion)
8.3.4 North America B2B2C Insurance Market, by End-Use Industry, 2026 - 2035
8.3.4.1 North America B2B2C Insurance Market, by End-Use Industry, 2026 - 2035 (USD Billion)
8.4 Europe
8.4.1 Europe B2B2C Insurance Market, 2026 - 2035 (USD Billion)
8.4.1.1 Europe B2B2C Insurance Market, by Country, 2026 - 2035 (USD Billion)
8.4.2 Europe B2B2C Insurance Market, by Type, 2026 - 2035
8.4.2.1 Europe B2B2C Insurance Market, by Type, 2026 - 2035 (USD Billion)
8.4.3 Europe B2B2C Insurance Market, by Distribution Channel, 2026 - 2035
8.4.3.1 Europe B2B2C Insurance Market, by Distribution Channel, 2026 - 2035 (USD Billion)
8.4.4 Europe B2B2C Insurance Market, by End-Use Industry, 2026 - 2035
8.4.4.1 Europe B2B2C Insurance Market, by End-Use Industry, 2026 - 2035 (USD Billion)
8.5 Asia Pacific
8.5.1 Asia Pacific B2B2C Insurance Market, 2026 - 2035 (USD Billion)
8.5.1.1 Asia Pacific B2B2C Insurance Market, by Country, 2026 - 2035 (USD Billion)
8.5.2 Asia Pacific B2B2C Insurance Market, by Type, 2026 - 2035
8.5.2.1 Asia Pacific B2B2C Insurance Market, by Type, 2026 - 2035 (USD Billion)
8.5.3 Asia Pacific B2B2C Insurance Market, by Distribution Channel, 2026 - 2035
8.5.3.1 Asia Pacific B2B2C Insurance Market, by Distribution Channel, 2026 - 2035 (USD Billion)
8.5.4 Asia Pacific B2B2C Insurance Market, by End-Use Industry, 2026 - 2035
8.5.4.1 Asia Pacific B2B2C Insurance Market, by End-Use Industry, 2026 - 2035 (USD Billion)
8.6 Latin America
8.6.1 Latin America B2B2C Insurance Market, 2026 - 2035 (USD Billion)
8.6.1.1 Latin America B2B2C Insurance Market, by Country, 2026 - 2035 (USD Billion)
8.6.2 Latin America B2B2C Insurance Market, by Type, 2026 - 2035
8.6.2.1 Latin America B2B2C Insurance Market, by Type, 2026 - 2035 (USD Billion)
8.6.3 Latin America B2B2C Insurance Market, by Distribution Channel, 2026 - 2035
8.6.3.1 Latin America B2B2C Insurance Market, by Distribution Channel, 2026 - 2035 (USD Billion)
8.6.4 Latin America B2B2C Insurance Market, by End-Use Industry, 2026 - 2035
8.6.4.1 Latin America B2B2C Insurance Market, by End-Use Industry, 2026 - 2035 (USD Billion)
8.7 The Middle-East and Africa
8.7.1 The Middle-East and Africa B2B2C Insurance Market, 2026 - 2035 (USD Billion)
8.7.1.1 The Middle-East and Africa B2B2C Insurance Market, by Country, 2026 - 2035 (USD Billion)
8.7.2 The Middle-East and Africa B2B2C Insurance Market, by Type, 2026 - 2035
8.7.2.1 The Middle-East and Africa B2B2C Insurance Market, by Type, 2026 - 2035 (USD Billion)
8.7.3 The Middle-East and Africa B2B2C Insurance Market, by Distribution Channel, 2026 - 2035
8.7.3.1 The Middle-East and Africa B2B2C Insurance Market, by Distribution Channel, 2026 - 2035 (USD Billion)
8.7.4 The Middle-East and Africa B2B2C Insurance Market, by End-Use Industry, 2026 - 2035
8.7.4.1 The Middle-East and Africa B2B2C Insurance Market, by End-Use Industry, 2026 - 2035 (USD Billion)

Chapter 9. Company Profiles

9.1 Allianz
9.1.1 Overview
9.1.2 Financials
9.1.3 Product Portfolio
9.1.4 Business Strategy
9.1.5 Recent Developments
9.2 AXA
9.2.1 Overview
9.2.2 Financials
9.2.3 Product Portfolio
9.2.4 Business Strategy
9.2.5 Recent Developments
9.3 Zurich Insurance Group
9.3.1 Overview
9.3.2 Financials
9.3.3 Product Portfolio
9.3.4 Business Strategy
9.3.5 Recent Developments
9.4 Berkshire Hathaway
9.4.1 Overview
9.4.2 Financials
9.4.3 Product Portfolio
9.4.4 Business Strategy
9.4.5 Recent Developments
9.5 UnitedHealth Group
9.5.1 Overview
9.5.2 Financials
9.5.3 Product Portfolio
9.5.4 Business Strategy
9.5.5 Recent Developments
9.6 Prudential
9.6.1 Overview
9.6.2 Financials
9.6.3 Product Portfolio
9.6.4 Business Strategy
9.6.5 Recent Developments

Frequently Asked Questions

B2B2C insurance refers to insurance products distributed through business intermediaries to end consumers, embedding coverage into transactions via partners like banks or retailers for enhanced accessibility.

Key factors include digital transformation, rising partnerships, consumer demand for personalization, regulatory support, and technological advancements like AI and blockchain.

The B2B2C insurance market is projected to grow from USD 5.2 billion in 2025 to USD 14.5 billion by 2035.

The market is expected to grow at a CAGR of 10.8% from 2026 to 2035.

North America will contribute notably, holding around 35% market share due to advanced tech and high adoption.

Major players include Allianz, AXA, Zurich Insurance Group, Berkshire Hathaway, UnitedHealth Group, and Prudential, driving growth through innovations and partnerships.

The report offers in-depth analysis including market size, trends, segmentation, regional insights, key players, and forecasts from 2026 to 2035.

Stages include product development by insurers, partnership formation with intermediaries, distribution through channels, policy issuance to consumers, and claims management.

Trends lean toward embedded and on-demand insurance, with consumers preferring personalized, digital-first experiences integrated into daily transactions.

Factors include data privacy regulations like GDPR, supportive policies for digital insurance, and growing emphasis on sustainable products amid climate concerns.